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MilWay Rates
| Regular Savings Accounts (effective 09/18/14) MilWay FCU Regular Savings Accounts** are available. |
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| Account Type | Dividend Rate | APY* |
| Regular Savings Accounts ($0.00 to $199.99) |
0.00% | 0.00% |
| Regular Savings Accounts ($200.00 to $999.99) |
0.05% | 0.05% |
| Regular Savings Accounts ($1,000.00 & Above) | 0.10% | 0.10% |
| Special Savings Accounts (effective 04/01/23) MilWay FCU Special Savings Accounts** are available. |
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| Account Type | Dividend Rate | APY* |
| Special Savings Accounts ($0.00 to $199.99) |
0.00% | 0.00% |
| Special Savings Accounts ($200.00 to $999.99) |
0.05% | 0.05% |
| Special Savings Accounts ($1,000.00 to $ 4,999.99) | 0.10% | 0.10% |
| Special Savings Accounts ($5,000.00 & Above) |
0.847% | 0.85% |
| IRA Accounts (effective 04/01/23) MilWay FCU IRA Accounts** are available. |
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| Account Type | Dividend Rate | APY* |
| IRA Accounts ($0.00 to $199.99) |
0.00% | 0.00% |
| IRA Accounts ($200.00 to $999.99) |
0.05% | 0.05% |
| IRA Accounts ($1,000.00 to $ 4,999.99) |
0.10% | 0.10% |
| IRA Accounts ($5,000.00 & Above) |
0.847% | 0.85% |
| The Account will continue to earn interest daily and pay quarterly. Withdrawals are without penalty providing the account is not closed. |
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| Share Draft Rates (effective 09/05/19) Compounded Monthly |
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| Account Type | Dividend Rate | APY* |
| Share Draft ($500.00 & Above) |
0.05% | 0.05% |
| Share/IRA Certificates Rates (effective 3/31/23) $2500 Minimum Deposit Compounded Monthly |
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| Account Type | Dividend Rate | APY* |
| Share/IRA Certificates - 6 Months | 3.928% | 4.00% |
| Share/IRA Certificates - 12 Months | 4.169 % | 4.25% |
| Share/IRA Certificates - 18 Months | 4.266% | 4.35% |
| Share/IRA Certificates - 24 Months | 4.458% | 4.55% |
| *APY = Annual Percentages Yield
**Early withdrawal penalties apply to Share/IRA Certificates. Minimum deposit of $2500 required for Share/IRA Certificates.
Any fee could reduce the earnings on the account. |
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| Loan Rates (effective 8/21/23) |
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| Account Type | Term | APR* |
| Personal | Up to 36 Months | 11.00% |
| Personal | Term-1 Year Renewal | 11.50%** |
| Share Secured | Call for rate | |
| New/Used Vehicles (2015 and older) | Up to 51 Months | 7.39% |
| New/Used Vehicles (2016 - 2018) | Up to 63 Months | 7.29% |
| New/Used Vehicles (2019 - 2021) | Up to 75 Months | 7.19% |
| 2022 - Newer | Up to 84 Months | 6.89% |
| Recreational (Boats, TT, RV, 4W, SXS, Motorcycle, and Farm Equipment) | Term | Rate |
| New/Used | Up to 63 Months | 7.39% |
| New/Used | Up to 75 Months | 7.49% |
| New/Used | Up to 84 Months | 8.09% |
| New/Used ($35,000 +) | Up to 120 Months | 9.19% |
| New/Used ($40,000 +) | Up to 144 Months | 9.59% |
Credit Card |
NA | 8.75%** |
| * Annual Percentage Rate **Must be a purchase or a refinance from another financial institution. Membership eligibility required, along with approved credit. Interest rate and term will be determined by credit qualifications. Not every member will qualify for the lowest quoted rate as indicated. | ||
| We Do Mortgages! | ||
| Call us to today: 1-870-772-0661 | ||
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