MilWay Rates
MilWay FCU offers a safe and convenient place to invest for the future, without assuming major risks. Our investment accounts usually pay higher dividends than most other financial institutions, and they’re insured up to $250,000 by the NCUA. Explore your options below!
Regular & You Name It Savings
Effective 09/18/14 – MilWay FCU Regular Savings Accounts are available. Compounded monthly.| Account Type | Dividend Rate | APY* |
|---|---|---|
| Regular Savings Accounts ($0.00 to $199.99) | 0.00% | 0.00% |
| Regular Savings Accounts ($200.00 to $999.99) | 0.05% | 0.05% |
| Regular Savings Accounts ($1,000.00 and Above) | 0.10% | 0.10% |
Special Savings Accounts
Effective 01/01/24– MilWay FCU Special Savings Accounts are available.| Account Type | Dividend Rate | APY* |
|---|---|---|
| Special Savings Accounts ($0.00 to $199.99) | 0.00% | 0.00% |
| Special Savings Accounts ($200.00 to $999.99) | 0.05% | 0.05% |
| Special Savings Accounts ($1,000.00 to $ 4,999.99) | 0.10% | 0.10% |
| Special Savings Accounts ($5,000.00 and Above) | 0.996% | 1.00% |
IRA Accounts
Effective 01/01/24 – MilWay FCU IRA Savings Accounts are available. Compounded quarterly.| Account Type | Dividend Rate | APY* |
|---|---|---|
| IRA Accounts ($0.00 to $199.99) | 0.00% | 0.00% |
| IRA Accounts ($200.00 to $999.99) | 0.05% | 0.05% |
| IRA Accounts ($1,000.00 to $ 4,999.99) | 0.10% | 0.10% |
| IRA Accounts ($5,000.00 and Above) | 0.8996% | 1.00% |
Share Draft Rates
Effective 09/05/19 – Compounded Monthly.| Account Type | Dividend Rate | APY* |
|---|---|---|
| Share Draft ($500.00 and Above) | 0.05% | 0.05% |
Share/IRA Certificates Rates
Effective 9/6/24 – $2500 Minimum Deposit. Compounded Monthly.Early withdrawal penalties apply to Share/IRA Certificates. Minimum deposit of $2500 required for Share/IRA Certificates. Any fee could reduce the earnings on the account. Rates are Subject to Change.
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Share/IRA Certificates - 6 Months | 4.218% | 4.300% |
| Share/IRA Certificates - 12 Months | 4.458% | 4.550% |
| Share/IRA Certificates - 18 Months | 3.928% | 4.000% |
| Share/IRA Certificates - 24 Months | 3.687% | 3.750% |
Loan Rates
Effective 01/01/25| Account Type | Term | APR* |
|---|---|---|
| Personal | Up to 36 Months | 11.00% |
| Personal | Term-1 Year Renewal | 11.50%** |
| Share Secured | N/A | Call for Rates |
| New/Used Vehicles (2017 and older) | Up to 51 Months | 6.39% |
| New/Used Vehicles (2018- 2020) | Up to 63 Months | 6.29% |
| New/Used Vehicles (2021 - 2023) | Up to 75 Months | 6.19% |
| 2024 - Newer | Up to 84 Months | 5.89% |
| New/Used - Recreational (Boats, TT, RV, 4W, SXS, Motorcycle) | Up to 63 Months | 6.39% |
| New/Used - Recreational (Boats, TT, RV, 4W, SXS, Motorcycle) | Up to 75 Months | 6.49% |
| New/Used - Recreational (Boats, TT, RV) | Up to 84 Months | 7.09% |
| New/Used - Recreational (Boats, TT, RV) | Up to 120 Months | 7.59% |
| New/Used - Recreational (Boats, TT, RV) | Up to 144 Months | 7.99% |
| Credit Card (Limits $1,000 - $10,000) | N/A | 8.75%** |